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Sistemet informuese dhe jo-informuese

Faktoringu mund të kryhet si:

 a) sistemet me njoftim, duke informuar blerësit  për detyrimet ndaj Faktorit

 b)  sistemet jo me njoftim, që nuk informojnë blerësin në lidhje me përfshirjen e Faktorit. 

Në një marrëveshje të plotë të përbashkët, të gjitha elementet janë të përfshira. Bashkëpunimet gjithashtu mund të reduktohen në "Menaxhimin e Llogarive të Arkëtueshme kombinuar me mbrojtjen nga risku i kredisë (pa disbursime/pa financim)” – dhe gjithashtu mund të nënshkruhet një marrëveshje e pastër vetëm për Menaxhimin e Llogarive të Arkëtueshme.

Një reduktim vetëm në Mbrojtjen ndaj Riskut të Kredisë nuk është i mundur pasi një shërbim i tillë normalisht do të kërkonte një leje të veçantë për Sigurimin e Kredisë.

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